Health Insurance Quotes for Children Only in Washington

Do you need to find an insurance company that provides child only health insurance in Washington? If so, you may consider both public and private health insurance plans for children. The best choice will depend upon your finances, the child’s health coverage needs, and the way you would prefer to gain access to medical providers. Learn more about your options for private health insurance for children in the State of Washington.

By the way, one of the quickest ways to compare child only health insurance in Washington is with our rapid quotes. Within seconds, you can compare a variety of top insurers that can offer you coverage. Besides offering quotes for Washington children, this system can also help you find medical coverage for adults and seniors. After you browse online, you’ll also find toll-free numbers that will connect you with licensed agents who can help you. We also recommend that you visit healthcare.gov or the health insurance marketplace in Washington.

Compare Child Only Health Insurance in Washington Online

These statistics will help to inform you about Washington health insurance:

• Washington children uninsured rate: 2.6 percent
• Washington parents uninsured rate: 9 percent
• Washington percent of children on the Children’s Health Insurance Program (CHIP Coverage) or Medicaid: 34 percent

In addition, these are the largest Washington cities:

• Seattle, WA: 684,451
• Spokane, WA: 213,272
• Tacoma, WA: 207,948
• Vancouver, WA: 172,860
• Bellevue, WA: 139,820

Who Should Buy Child Only Health Insurance in Washington?

You might think that most children get covered by the same family or group policy that covers parents. Even if parents have health insurance, there are many reasons why this solution doesn’t work out for everybody.

These are just a few of the reasons that children may need their own medical plan in Washington:

• Children may have medical issues or special needs that require more coverage than the parent’s plan.
• In other cases, the parent who has to provide health insurance lives in another city than the kids, so the plan network won’t be convenient for the custodial parent.
• In addition, over 43,000 grandparents or other relatives care for children in this state.
• Some parents do not have access to group health benefits from work or may not even have any insurance for themselves.

Families that earn too much income won’t qualify for public health plans, so parents or guardians will need to purchase private insurance for children. The good news is that you can find many Washington insurance companies that will offer private health insurance for children in the State of Washington.

Even if families earn too much to qualify for Medicaid or CHIP, they may still qualify for Obamacare tax credits. You can also purchase these qualified health insurance policies from licensed health insurance agents. In other cases, families may choose non-ACA medical plans, particularly outside of one of the ACA enrollment periods.

Either way, it’s important to make sure children have the coverage that they need to have illnesses and injuries treated, get required immunizations, and participate in activities and school.

How to Buy Child Only Health Insurance in Washington

These are examples of some major companies that offer child only health insurance in Washington State:

• Asuris Northwest Health
• Kaiser Foundation Health Plan
• Regence BlueCross BlueShield

Some of these companies offer health care plans in the exchange, but you may have to enroll during Open Enrollment or have a Special Enrollment Period. Typically, you can qualify to enroll between Open Enrollment Periods if you suffer from financial hardships or experience changes in situations. Affordable Care Act-qualified medical plans also have to offer several mandated health benefits like:

• Routine check-ups
• Preventive Care
• Short-term health care coverage

You can also find insurers that offer non-ACA (Affordable Care Act) plans that you can enroll children in at any time.

Get Help Choosing Private Health Insurance for Children Only in Washington

Typically, the most robust and flexible private health insurance coverage for children will have higher premiums. On the other hand, kids are cheaper to cover than adults are, so most families should be able to find affordable options. Public medical plans cover just about one-third of the children in Washington, but all families can’t qualify for Medicaid or the Children’s Health Insurance Program (CHIP).

If you need child only health insurance in Washington from a private company, compare a variety of top plans with our rapid quote system. You can research your options online, call for more information, and very often, apply online or over the phone. If you also need coverage for parents or other adults, you can use these same internet quotes.