Are you looking to compare low cost health insurance plans for children in North Carolina? We can help. We work with some of the top individual health insurance plans offered by the top insurance carriers in the state.
Affordable health insurance is easier to find thanks to the Children’s Health Insurance Program as well as the health insurance marketplace. We know how important quality health insurance coverage is to parents. There are many different reasons why you may choose a child health plan. A children’s insurance policy in North Carolina can provide important health benefits like:
You might be surprised to learn that only about 44 percent of children in this state are covered by private health insurance, usually from a parent’s employer. However, all adults in the state are not entitled to family medical coverage or the premiums to extend it to kids are expensive. In this case, a parent or guardian night need to purchase child only health insurance in North Carolina or hope the child can qualify for a public plan through Medicaid.
We offer low cost health insurance quotes for kids and adults with our fast online quote form. All you need to do is enter your home zip code in order to find insurers that are eager to compete for your business. The great thing is you can shop health insurance quotes for children only here on our site. We make finding health coverage for your family easy.
These are some quick facts about North Carolina:
While public medical plans that provide health insurance for child only plans in North Carolina provide a very valuable safety net, they are not the best solution for everybody. While many insurers offer popular PPO plans, most people have to enroll in an HMO to get Medicaid or the Children’s Health Insurance Program. Also, North Carolina has strict income and asset requirements to qualify for private health insurance coverage for children.
Consider these differences between an HMO and PPO:
While an HMO can do a good job or keeping costs down, PPO plans also offer savings and a lot more flexibility. In any case, child only health insurance in North Carolina is almost always affordable because insurers set rates by age. Children who are 18 and under usually fall into the very lowest rate brackets. Because of new health reform rules, kids can’t be declined because of a preexisting health condition either.
You don’t have to wait until the Open Enrollment period to compare health insurance coverage options for your children or entire family. Just type in your home ZIP code to begin. If you need help, you can find email addresses and phone numbers by the names of insurers that offer you quotes.