Many families today living in New Jersey will be reviewing their health insurance coverage this fall during the open enrollment period. For many families, a child only health insurance in New Jersey policy is something to consider. If you have individual health insurance coverage from your employer that doesn’t cover your child, there are health insurance quotes for children only available to you in the Garden State. You also may be eligible for the Children’s Health Insurance Program (CHIP Coverage) implemented under the Affordable Care Act. You may also want to check out healthcare.gov or the health insurance marketplace during the upcoming open enrollment period. There are some great low-cost health plan options out there for kids.
Child only health insurance is usually sold as part of an exchange plan or from a private insurance carrier. These plans help cover important health insurance expenses that your child may face. Some of these expenses include things like:
Some vaccines are also included depending on the plan. Child only health insurance in New Jersey plans vary by state and family so it’s best to review your options before the Fall Open Enrollment period mandated by the Federal Government under Obamacare.
On our site you can compare the best health insurance quotes for children only in New Jersey from the top plan providers in your area. We work with some of the top rated health insurance companies in the state. The great thing about comparing affordable health insurance for kids online is that we tailor fit the quotes to your specific location. Whether you live in Newark, Jersey City or Paterson, we’ve got you covered.
You can enroll in or change to a child only health insurance in New Jersey policy during the Open Enrollment period. As of the writing of this article, the Open Enrollment period runs from November 1 through January 31 of the following year. It’s important to remember that your health insurance provider has to be from a local provider in your state. This is another great reason to compare health insurance quotes for children ahead of time.
There are several reasons why a family may choose an affordable health insurance plan for children only. Some of those reasons include lack of coverage from your employer, a recent divorce or because you’re eligible for the CHIP Program implemented under the Affordable Care Act. Please note, these government programs to have income restrictions. It’s always good to speak to a licensed insurance agent about your individual health coverage needs.
Although you can’t always change to a health insurance plans for kids only, we can answer any questions you have before the Open Enrollment period. Please note, plans and prices vary by individual, income and location.