Do you need to find child only health insurance in Mississippi? It’s important for children to have health insurance coverage to make sure they get important health care benefits like routine-checkups, preventive care and immunizations. In many cases, kids can get covered by a parent’s plan, but sometimes it’s not possible. Learn more about the state of Mississippi children’s health insurance. We work with many of the top health insurance companies in the state offering individual health insurance plans for children in Mississippi.
If you just want quick quotes for child only health insurance in Mississippi, you can use our fast, online health insurance quote system at any time. Besides finding medical plans for kids, you can also compare coverage for seniors and adults.
These are some interesting statistics about child only health insurance in Mississippi:
This list shows the largest Mississippi cities with populations:
Lots of Mississippians include both parents and children on the same group or individual medical insurance plan, but that isn’t always possible. For instance, Mississippi has one of the highest rates of children living with grandparents and not parents. In many other cases, the non-custodial parent has to pay for the medical plan, but that parent lives in another service area than the custodial parent and children. Finally, some parents just do not have group health benefits at work, so they need to find Mississippi health insurance for children.
While a large percent of Mississippi children qualify for public health programs, most do not. This means that the caregivers need to buy child only health insurance in Mississippi. Typical public health plans only offer restrictive HMO coverage, and many families find that they can enjoy better access to the kinds of services that their child needs if they join a less restrictive plan.
The right choice between public health insurance, Obamacare, or non-Obamacare health insurance for children may depend upon your situation. For example, you should consider:
You can also learn more about from private insurance companies and insurance agents in Mississippi on healthcare.gov or the health insurance Marketplace. Obamacare plans will come with essential health benefits, and children also get some coverage for dental, vision, and required immunizations. Other plans may offer some or all of these benefits. The good news is that Mississippi Marketplace enrollment for 2018 was almost as large as 2017, even though the government decreased the Open Enrollment period.
Regular enrollment per the Affordable Care Act, only gives you a few weeks in the fall to pick a plan for the next year, but you may get a Special Enrollment Period if you have some change in family circumstances. If you need health insurance between Open Enrollment periods and don’t have a Special Enrollment period, you may still find non-ACA coverage that can help ensure access to quality medical care. Again, you can speak with health plan representatives for more information about your alternatives.
Private health insurance for children is generally much cheaper than coverage for adults because insurance companies consider age when setting rates. Insurance companies will allow you to only include children on your medical plan, even if one adult pays the premiums and another adult takes responsibility for getting children to the doctor. This situation occurs frequently when the custodial and non-custodial caregivers don’t live in the same household or even the same city.
You can see multiple private health insurance quotes for kids from top insurance carriers in Mississippi by using our state of the art quote system at the top of the page. Buying low-cost health insurance coverage for children is a good way to make sure they can access top medical providers if they get sick and have all of the shots and other care they need to attend school.