When it comes to comparing child only health insurance in Florida, we’ve got you covered. According to some experts, 12 percent of all children in this state live in a home that is headed by a grandparent or other relative, and often, parents who need to provide health insurance coverage do not live in the same town or city, so they cannot put their kids on their own plan. Also, because of the Affordable Care Act and the Children’s Health Insurance Program (CHIP Coverage) you may find low-cost health insurance plans for children a little easier to find online. Typically, health insurance coverage for kids in Florida is easy to get and relatively affordable.
There are many insurance companies working to provide health insurance plans for kids in Florida. In fact, kids are a big percentage of the total population in Florida:
Also, over 7,500 grandparents in Jacksonville and over 3,200 in Miami raise their grandchildren. These older care givers may not be able to put these family members on a group health plan, and they certainly cannot enroll children in Medicare. A short term health plan for kids is a great option. There are many private insurance carriers that offer child only health insurance in Florida.
Lets face it, kids need health insurance coverage for school and other activities. There are other important health benefits that kids need like:
Public children’s health insurance programs may take a long time to enroll in and have strict requirements for income and assets similar to Medicaid. Meanwhile, it is fairly simple and often surprisingly affordable to find quality low cost health insurance plans through private insurance carriers.
One of the most popular types of Florida medical insurance for kids is called a preferred provider organization, or PPO. With a PPO, families are encouraged to use plan medical providers in order to enjoy the low cost options. However, they may also get services from an out-of-network provider coverage. Very often, PPO plans include coverage for doctor’s visits, hospital stays, emergency room trips, therapy, and more. Because of health reform, marketplace plans are not allowed to decline children because of pre-existing conditions either.
Finding child only health insurance in Florida doesn’t have to be difficult. Families need to budget the price against the health insurance benefits that they can use. Fairly healthy kids may be find with one of the low cost health insurance plans, but kids with chronic health conditions may be better off with more comprehensive health insurance coverage.
Before selecting a health plan for your child, it’s quick and easy to compare free quotes online using our search box. In order to make the best choice, you have to compare the monthly premium, the benefits, and the ease of accessing good health providers.
If you’d like to compare health insurance quotes for children only, just put your zip-code in our search box and we’ll get to work finding you plans from some of the top providers in your area. We’d also recommend visiting healthcare.gov to the health insurance marketplace in Florida.
If you have any other questions, feel free to contact one of our licensed insurance agents. They’ll be happy to answer any questions you may have.